Two focused sessions. One dedicated coach who works around your actual finances from the start. Minimal prep needed. No 12-week commitment. And after two sessions you don’t get genuine clarity, you get every dollar back.
You earn good money. You know you do. But somehow there's never much left at the end of the month. And you genuinely couldn't tell anyone where it went. You've meant to sit down and sort it out for months. Maybe longer. Simply book your first session with a dedicated accredited coach and get your personalised Money Clarity Summary within two weeks.
Unlike a financial adviser that costs $5,000+ per year and isn't built for someone who just needs clarity, My Money Circle gives you a qualified licensed coach who looks at your actual numbers and tells you honestly where you stand. Simply share your full picture in session one. You’ll then receive your written Money Clarity Summary. Followed by your second session where your coach clarifies your next steps. That's the first time someone qualified has looked at your situation and told you what they actually see.
We understand you've already tried the app, the book, and the podcast. None of it stuck because none of it knew about your mortgage, your income, or your financial picture. That's why every Fast Start session is built entirely around your specific circumstances. Not a template you ignored two days after downloading it. Same dedicated coach across both sessions. No repeating yourself.
We understand that most people arriving at their first session feel quietly embarrassed. Not because they are bad with money. Because they earn decent money, they are competent in every other area of their life, and this is still the one thing they have not sorted. Your coach has heard it all. Nothing you say will surprise them.
Session one is a proper one-on-one conversation. Your coach wants to hear all of it. Income, debt, super, the decisions you keep postponing. No preparation needed.
Your coach reads the full picture and helps you see what's actually going on, what you may want to explore. And what you have been worrying about for absolutely no reason.
Session two turns your plan into action. Every question answered, every decision clarified. You finish knowing precisely what to do and in what order to do it.
Get your map forward. A written summary built specifically for your circumstances. The summary breaks down areas you should focus your attention. It also gives you a record of the conversations you’ve had with your coach.
Your dedicated coach stays in your corner after Fast Start. When the next big financial moment arrives, you have someone who already knows your complete picture.
If session one does not deliver genuine clarity, your full $399 is refunded. No forms, no questions asked, no awkward conversation required.
My Money Circle operates as a Corporate Authorised Representative of a licensed AFSL holder. In a category anyone can enter with no oversight, that matters significantly.
Generic advice has never moved the needle for you because it was never written for you. Your Money Clarity Map is built from your actual income, your actual debt, and the decisions you're trying to make. It tells you what to prioritise, in what order, and why. Something you can finally act on because it's yours.
If both sessions don't deliver genuine clarity, your full $399 is refunded. No forms, no questions asked, no awkward conversation required.
One clear financial conversation leads to better decisions you make with confidence. The financial return on clarity far exceeds the cost of getting it.
Clients finish Fast Start knowing exactly where they stand and what to do next. That low-grade money anxiety that has been sitting there for years quietly disappears.
Preparing for your first call is easy. Just fill in some basic details on your financial situation on your My Money Circle dashboard, so you and your coach can hit the ground running.
No forms, no financial documents, minimal preparation required before you start. Simply choose your coach, then choose a time that suits you.
Your dedicated coach hears everything. They read your complete financial picture and tell you honestly what is fine, what needs attention, and what to prioritise.
Session two turns your written plan into complete confidence. Every question answered, every decision clarified, every next step mapped out specifically for your situation.
MY MONEY CIRCLE
Cost To Get Started
From $399
Advice Built For Your Situation
100% personalised
Time To Get Clear
Two sessions
Conflicts Of Interest
Zero. No commissions
Licensing And Oversight
Licenced
Someone Who Knows Your Story
Dedicated coach, always
Risk If It Does Not Work
Full $399 refund
MY MONEY CIRCLE
Financial Adviser
DIY Approach
Cost To Get Started
Advice Built For Your Situation
Time To Get Clear
Conflicts Of Interest
Licensing And Oversight
Someone Who Knows Your Story
Risk If It Does Not Work
From $399
100% personalised
Two sessions
Zero. No commissions
Licenced
Dedicated coach, always
Full $399 refund
$5,000+ per year
Product-dependent
Months of onboarding
Product commissions possible
Licenced
Dedicated Advisor
No refund policy
Free but nothing changes
Generic templates
Never sticks
No guidance at all
No accountability
You are on your own
More time wasted
You are not looking for a financial overhaul or a complicated long-term program. You want one clear conversation with someone qualified, a written plan that makes sense for your life, and the confidence to stop putting this off. That is the entire point of Fast Start. Two sessions, a personalised Money Clarity Plan, and a licensed coach who stays in your corner when the next decision comes up. You are closer to sorted than you think.
A pay rise lands and you do not know whether to salary sacrifice or invest. You are thinking about property and have no idea if the timing is right for your situation. Parental leave is coming and the financial implications are unclear. Right now you Google it, get five different answers, and make your best guess. Fast Start gives you a dedicated licensed coach who already knows your full picture and picks up when those moments arrive.
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Within your first sixty-minute session your dedicated coach hears everything. Income, debt, the decisions you have been putting off. They read your complete financial picture and tell you honestly what is fine, what needs attention, and what to prioritise.
Take someone like Mia. Thirty-four, earning well, had been meaning to look at her super for two years. Turns out she'd never really looked at her super and didn't know what to ask. One conversation gave her the clarity to go and find out. But the two years she spent meaning to have that conversation? That compounding growth is gone.
The question is never whether to get clear on your finances. It is whether you do it today or in another twelve months, sitting in the same place, wishing you had just made the call.
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After 14 years across financial products, advice, and education, Rebecca saw the same gap from every angle — and no one filling it. She built MMC to change that: an affordable, professional coaching service for the everyday financial decisions that don't fit anywhere else.
Getting clear on your finances can feel overwhelming when you have been avoiding it for years. But that changes after two sessions.
OUR GUARANTEE
If our Fast Start package doesn't deliver genuine clarity, contact us and we will refund your $399 in full. No questions asked.
Deciding to get financial clarity should not feel like another financial risk. We understand why you are hesitant, and we have removed every reason to wait.
Fast Start begins at $399 for two one-on-one sessions and a personalised written plan. One better super decision, one smarter debt call, one salary packaging move made correctly will return that investment many times over.
A financial adviser costs $5,000+ per year and is tied to products. Apps give generic advice to everyone. Fast Start gives you a licensed coach with no commissions who looks at your actual numbers and tells you what to do.
That is exactly what Fast Start is designed for. No preparation required, no financial knowledge needed, no documents to gather beforehand. Simply show up and talk. Your dedicated coach surfaces everything they need from the conversation.
My Money Circle operates as a Corporate Authorised Representative of a licensed AFSL holder, founded by a former licensed financial adviser. In a completely unregulated category, that level of oversight is rare and independently verifiable.
You’ll create an account on the My Money Circle platform, complete a questionnaire and then choose the coach you want to work with. You can schedule a time with a coach directly from the dashboard right away.
For the first time a dedicated coach looks at your full financial picture. They help you clearly see what's worth your attention and what isn't.
Two focused sessions and a written Money Clarity Map delivered within two weeks. No lengthy program, no ongoing commitment, no modules to complete when life gets busy.
Walk away with a dedicated coach who already knows your full picture and stays available when the next financial decision comes up.

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Disclaimer: MyMoneyCircle is a Corporate Authorized Representative (CAR No. 1311478) of Novus Capital Limited ( ABN 32 006 711 995) holder of Australian Financial Services License No 238 168. The information provided on and made available through this website does not constitute financial product advice. The information is of a general nature only and does not take into account your individual objectives, financial situation or needs. It should not be used, relied upon, or treated as a substitute for specific professional advice. We recommend that you obtain your own professional advice before making any decision in relation to your particular requirements or circumstances.
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